What is a Bankruptcy & Insolvency Check?

A Bankruptcy & Insolvency Check searches the Australian Financial Security Authority (AFSA) registers for bankruptcy, personal insolvency agreements, debt agreements, and insolvency history. It confirms whether an individual is currently or previously bankrupt.

How much does a Bankruptcy & Insolvency Check cost?

The Bankruptcy & Insolvency Check costs $49 including GST. Results are delivered electronically and are suitable for employment, compliance, or personal use.

How fast are results returned?

90% of Bankruptcy & Insolvency Checks are returned within 2 hours. All reports are delivered via secure online portal as soon as processing is complete.

What information is included in the check?

The report includes bankruptcy status, insolvency dates, type of insolvency, court details, trustee information, and whether any records are active or discharged.

How long does a bankruptcy record stay on file?

Bankruptcy records typically remain permanently on the National Personal Insolvency Index (NPII). Even discharged bankruptcies stay visible on the official register.

Do I need consent to run a bankruptcy check?

Yes. You must have permission from the individual before conducting any bankruptcy or financial background check for employment or compliance purposes.

Will this check show old insolvency records?

Yes. The National Personal Insolvency Index includes both current and historical insolvency records, including discharged bankruptcies and completed debt agreements.

Bankruptcy & Insolvency Check

Name: Bankruptcy & Insolvency Check - Worker Checks
SKU: 3300
Price: 49.00 AUD
Availability: InStock

$49.00 inc GST

Verify whether an individual is currently bankrupt or listed on the Australian Financial Security Authority (AFSA) insolvency register. Results include bankruptcy status, insolvency history, and any active debt agreements. Fast, secure and ideal for employers, contractors, and financial risk assessment.

Description

The Bankruptcy & Insolvency Check searches the Australian Financial Security Authority (AFSA) insolvency register to confirm whether an individual is currently bankrupt or has a past record of financial insolvency. This check is essential for roles involving financial responsibility, handling company funds, sensitive financial information, or working in positions of trust.

Our check provides:
• Active bankruptcy status
• Previous bankruptcy listings
• Personal insolvency records
• Debt agreements and Part IX / Part X details
• Dates and statuses of any insolvency events

Worker Checks delivers fast, secure, government-verified results that help organisations make confident hiring and risk decisions.

Frequently Asked Questions

What does this check show?
It shows bankruptcy status, insolvency history, debt agreements and all records listed on the AFSA insolvency register.

How fast are the results?
Results are typically instant.

Do I need consent to run the check?
Yes. The person must agree before the check is completed.

Does this include credit score?
No. The check covers AFSA insolvency events only.

Is the data official?
Yes. All data is sourced directly from the Australian Financial Security Authority (AFSA).

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Bankruptcy & Insolvency Check

Description

Frequently Asked Questions

Help Hub – Worker Checks

What you can find in the Help Hub

Quick links

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