{"id":8955,"date":"2025-03-29T18:18:37","date_gmt":"2025-03-29T07:18:37","guid":{"rendered":"https:\/\/workerchecks.com\/?post_type=product&p=8955"},"modified":"2025-11-23T08:37:40","modified_gmt":"2025-11-22T21:37:40","slug":"bao-hiem-cho-cac-thuong-nhan-doc-lap","status":"publish","type":"product","link":"https:\/\/workerchecks.com\/vi\/product\/insurance-for-sole-traders\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho c\u00e1c h\u1ed9 kinh doanh c\u00e1 th\u1ec3"},"content":{"rendered":"
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B\u1ea3o hi\u1ec3m doanh nghi\u1ec7p cho ch\u1ee7 doanh nghi\u1ec7p c\u00e1 th\u1ec3<\/h3>\n

T\u1ea7m quan tr\u1ecdng c\u1ee7a b\u1ea3o hi\u1ec3m doanh nghi\u1ec7p \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi khuy\u1ebft t\u1eadt<\/h4>\n

Khi ng\u00e0y c\u00e0ng nhi\u1ec1u c\u00e1 nh\u00e2n l\u1ef1a ch\u1ecdn c\u00f4ng vi\u1ec7c h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi khuy\u1ebft t\u1eadt ho\u1eb7c th\u00e0nh l\u1eadp doanh nghi\u1ec7p li\u00ean quan, b\u1ea3o hi\u1ec3m doanh nghi\u1ec7p tr\u1edf n\u00ean v\u00f4 c\u00f9ng quan tr\u1ecdng. L\u1ef1c l\u01b0\u1ee3ng lao \u0111\u1ed9ng NDIS \u0111ang t\u0103ng tr\u01b0\u1edfng nhanh ch\u00f3ng, v\u1edbi h\u01a1n 350.000 ng\u01b0\u1eddi d\u1ef1 ki\u1ebfn v\u00e0o n\u0103m 2024.<\/p>\n

C\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ch\u00ednh d\u00e0nh cho nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi khuy\u1ebft t\u1eadt<\/h4>\n

C\u00e1c doanh nghi\u1ec7p khuy\u1ebft t\u1eadt \u1edf \u00dac c\u1ea7n ba lo\u1ea1i b\u1ea3o hi\u1ec3m:<\/p>\n

    \n
  1. B\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/strong><\/li>\n
  2. Tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng chuy\u00ean m\u00f4n (PI)<\/strong><\/li>\n
  3. Tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng (PL)<\/strong><\/li>\n<\/ol>\n

    B\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/h4>\n

    B\u1ea3o hi\u1ec3m n\u00e0y b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng, chi tr\u1ea3 cho vi\u1ec7c m\u1ea5t thu nh\u1eadp, chi ph\u00ed y t\u1ebf v\u00e0 chi ph\u00ed ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng do th\u01b0\u01a1ng t\u00edch ho\u1eb7c b\u1ec7nh t\u1eadt li\u00ean quan \u0111\u1ebfn c\u00f4ng vi\u1ec7c. B\u1ea3o hi\u1ec3m n\u00e0y c\u0169ng c\u00f3 th\u1ec3 cung c\u1ea5p quy\u1ec1n l\u1ee3i m\u1ed9t l\u1ea7n trong tr\u01b0\u1eddng h\u1ee3p t\u1eed vong ho\u1eb7c th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n.<\/p>\n

    B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p<\/h4>\n

    B\u1ea3o hi\u1ec3m PI r\u1ea5t c\u1ea7n thi\u1ebft cho ng\u01b0\u1eddi lao \u0111\u1ed9ng khuy\u1ebft t\u1eadt, b\u1ea3o hi\u1ec3m n\u00e0y b\u1ea3o v\u1ec7 h\u1ecd kh\u1ecfi t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh do s\u01a1 su\u1ea5t, sai s\u00f3t ho\u1eb7c thi\u1ebfu s\u00f3t. B\u1ea3o hi\u1ec3m n\u00e0y chi tr\u1ea3 chi ph\u00ed ph\u00e1p l\u00fd v\u00e0 b\u00e0o ch\u1eefa, \u0111\u1ed3ng th\u1eddi bao g\u1ed3m c\u1ea3 b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng cho c\u00e1c khi\u1ebfu n\u1ea1i ph\u00e1t sinh sau khi ng\u1eebng l\u00e0m vi\u1ec7c.<\/p>\n

    B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng<\/h4>\n

    B\u1ea3o hi\u1ec3m PL r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi khuy\u1ebft t\u1eadt, chi tr\u1ea3 chi ph\u00ed ph\u00e1p l\u00fd v\u00e0 b\u1ed3i th\u01b0\u1eddng cho c\u00e1c khi\u1ebfu n\u1ea1i th\u01b0\u01a1ng t\u00edch ho\u1eb7c thi\u1ec7t h\u1ea1i t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba. Vi\u1ec7c k\u1ebft h\u1ee3p c\u00e1c ch\u00ednh s\u00e1ch PL v\u00e0 PI c\u00f3 th\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro v\u00e0 chi ph\u00ed chung.<\/p>\n

    B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c cho nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi khuy\u1ebft t\u1eadt<\/h4>\n
      \n
    • B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng v\u00e0 tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p<\/strong>: B\u1eaft bu\u1ed9c tr\u00ean to\u00e0n b\u1ed9 khu v\u1ef1c ph\u00e1p l\u00fd c\u1ee7a \u00dac.<\/li>\n
    • B\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi lao \u0111\u1ed9ng<\/strong>: C\u1ea7n thi\u1ebft n\u1ebfu doanh nghi\u1ec7p c\u00f3 nh\u00e2n vi\u00ean.<\/li>\n
    • Nh\u00e0 cung c\u1ea5p NDIS<\/strong>: Ph\u1ea3i duy tr\u00ec b\u1ea3o hi\u1ec3m PL, PI v\u00e0 B\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1ea7y \u0111\u1ee7.<\/li>\n<\/ul>\n<\/div>","protected":false},"excerpt":{"rendered":"

      B\u1ea3o hi\u1ec3m doanh nghi\u1ec7p cho ch\u1ee7 doanh nghi\u1ec7p c\u00e1 th\u1ec3 | B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p v\u00e0 tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng<\/p>","protected":false},"featured_media":8960,"template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"default","_kad_post_title":"","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":""},"product_brand":[],"product_cat":[1353599],"product_tag":[1353600],"class_list":{"0":"post-8955","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-insurance","7":"product_tag-insurance","9":"first","10":"instock","11":"taxable","12":"shipping-taxable","13":"product-type-external","14":"entry","15":"content-bg","16":"loop-entry"},"_links":{"self":[{"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/product\/8955","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/types\/product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/media\/8960"}],"wp:attachment":[{"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/media?parent=8955"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/product_brand?post=8955"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/product_cat?post=8955"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/product_tag?post=8955"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}