{"id":13858,"date":"2026-01-27T18:12:43","date_gmt":"2026-01-27T07:12:43","guid":{"rendered":"https:\/\/workerchecks.com\/?post_type=docs&#038;p=13858"},"modified":"2026-01-27T18:19:57","modified_gmt":"2026-01-27T07:19:57","password":"","slug":"insurance-requirements-for-disability-support-workers","status":"publish","type":"docs","link":"https:\/\/workerchecks.com\/vi\/docs\/insurance-requirements-for-disability-support-workers\/","title":{"rendered":"Y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi khuy\u1ebft t\u1eadt"},"content":{"rendered":"<style>.wp-block-kadence-advancedbtn.kb-btns13858_268858-5b{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns13858_268858-5b .kt-button{font-weight:normal;font-style:normal;}.kt-btns13858_268858-5b .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns13858_268858-5b .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns13858_268858-5b .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns13858_268858-5b .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns13858_268858-5b .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns13858_268858-5b .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns13858_268858-5b .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns13858_268858-5b\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn13858_4c38a5-f1.kb-button{width:initial;}<\/style><span class=\"kb-button kt-button button kb-btn13858_4c38a5-f1 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn\"><span class=\"kt-btn-inner-text\">\u0110\u0103ng k\u00fd B\u1ea3o hi\u1ec3m cho Nh\u00e2n vi\u00ean H\u1ed7 tr\u1ee3 &gt;<\/span><\/span><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">T\u1ea1i sao t\u00f4i c\u1ea7n b\u1ea3o hi\u1ec3m?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V\u1edbi t\u01b0 c\u00e1ch l\u00e0 nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi khuy\u1ebft t\u1eadt, b\u1ea1n c\u00f3 tr\u00e1ch nhi\u1ec7m \u0111\u1ea3m b\u1ea3o s\u1ee9c kh\u1ecfe v\u00e0 h\u1ea1nh ph\u00fac c\u1ee7a nh\u1eefng c\u00e1 nh\u00e2n d\u1ec5 b\u1ecb t\u1ed5n th\u01b0\u01a1ng trong c\u00e1c m\u00f4i tr\u01b0\u1eddng kh\u00e1c nhau \u2013 nh\u00e0 \u1edf, c\u01a1 s\u1edf c\u1ed9ng \u0111\u1ed3ng v\u00e0 c\u01a1 s\u1edf ch\u0103m s\u00f3c. Ngay c\u1ea3 khi \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o t\u1ed1t v\u00e0 c\u00f3 \u00fd \u0111\u1ecbnh t\u1ed1t, tai n\u1ea1n v\u1eabn c\u00f3 th\u1ec3 x\u1ea3y ra:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 v\u1ea5p ng\u00e3 v\u00e0o thi\u1ebft b\u1ecb m\u00e0 b\u1ea1n \u0111\u00e3 \u0111\u1eb7t xu\u1ed1ng.<\/li>\n\n\n\n<li>B\u1ea1n c\u00f3 th\u1ec3 v\u00f4 t\u00ecnh g\u00e2y h\u01b0 h\u1ecfng t\u00e0i s\u1ea3n trong qu\u00e1 tr\u00ecnh cung c\u1ea5p d\u1ecbch v\u1ee5.<\/li>\n\n\n\n<li>M\u1ed9t sai s\u00f3t trong vi\u1ec7c c\u1ea5p ph\u00e1t thu\u1ed1c c\u00f3 th\u1ec3 x\u1ea3y ra.<\/li>\n\n\n\n<li>L\u1eddi khuy\u00ean ho\u1eb7c ch\u0103m s\u00f3c kh\u00f4ng \u0111\u00fang c\u00f3 th\u1ec3 g\u00e2y h\u1ea1i cho kh\u00e1ch h\u00e0ng.<\/li>\n\n\n\n<li>B\u1ea1n c\u00f3 th\u1ec3 b\u1ecb th\u01b0\u01a1ng v\u00e0 kh\u00f4ng th\u1ec3 l\u00e0m vi\u1ec7c.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p, b\u1ea1n s\u1ebd ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n \u0111\u1ed1i v\u1edbi c\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, chi ph\u00ed ph\u00e1p l\u00fd v\u00e0 chi ph\u00ed y t\u1ebf \u2013 c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn h\u00e0ng ch\u1ee5c ngh\u00ecn \u0111\u00f4 la, \u0111\u1ee7 \u0111\u1ec3 ph\u00e1 s\u1ea3n doanh nghi\u1ec7p c\u1ee7a b\u1ea1n ho\u1eb7c g\u00e2y thi\u1ec7t h\u1ea1i nghi\u00eam tr\u1ecdng cho t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ai c\u1ea7n b\u1ea3o hi\u1ec3m?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nh\u00e0 cung c\u1ea5p \u0111\u00e3 \u0111\u0103ng k\u00fd NDIS:<\/strong> B\u1ea3o hi\u1ec3m l\u00e0 b\u1eaft bu\u1ed9c. B\u1ea1n ph\u1ea3i cung c\u1ea5p b\u1eb1ng ch\u1ee9ng (Gi\u1ea5y ch\u1ee9ng nh\u1eadn hi\u1ec7u l\u1ef1c) trong qu\u00e1 tr\u00ecnh ki\u1ec3m to\u00e1n v\u00e0 \u0111\u0103ng k\u00fd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nh\u00e0 cung c\u1ea5p ch\u01b0a \u0111\u0103ng k\u00fd:<\/strong> M\u1eb7c d\u00f9 kh\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i \u0111\u0103ng k\u00fd v\u1edbi NDIS theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, h\u1ea7u h\u1ebft c\u00e1c b\u00ean tham gia (\u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng ng\u01b0\u1eddi t\u1ef1 qu\u1ea3n l\u00fd ho\u1eb7c qu\u1ea3n l\u00fd theo k\u1ebf ho\u1ea1ch) s\u1ebd y\u00eau c\u1ea7u b\u1eb1ng ch\u1ee9ng v\u1ec1 b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi h\u1ee3p t\u00e1c v\u1edbi b\u1ea1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>C\u00f4ng nh\u00e2n h\u1ee3p \u0111\u1ed3ng:<\/strong> Nh\u00e0 tuy\u1ec3n d\u1ee5ng c\u1ee7a b\u1ea1n n\u00ean b\u1ea3o hi\u1ec3m cho b\u1ea1n, nh\u01b0ng n\u1ebfu b\u1ea1n c\u0169ng l\u00e0m vi\u1ec7c t\u1ef1 do, b\u1ea1n c\u1ea7n c\u00f3 ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m ri\u00eang c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ba lo\u1ea1i b\u1ea3o hi\u1ec3m thi\u1ebft y\u1ebfu<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u: $10 tri\u1ec7u<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>N\u1ed9i dung bao g\u1ed3m:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i do b\u00ean th\u1ee9 ba g\u00e2y ra (kh\u00e1ch h\u00e0ng, th\u00e0nh vi\u00ean gia \u0111\u00ecnh ho\u1eb7c c\u00f4ng ch\u00fang)<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i t\u00e0i s\u1ea3n t\u1ea1i nh\u00e0 c\u1ee7a kh\u00e1ch h\u00e0ng ho\u1eb7c trong c\u00e1c khu v\u1ef1c c\u1ed9ng \u0111\u1ed3ng<\/li>\n\n\n\n<li>Chi ph\u00ed b\u00e0o ch\u1eefa ph\u00e1p l\u00fd v\u00e0 vi\u1ec7c tham d\u1ef1 phi\u00ean t\u00f2a<\/li>\n\n\n\n<li>Chi ph\u00ed y t\u1ebf cho c\u00e1c b\u00ean b\u1ecb th\u01b0\u01a1ng<\/li>\n\n\n\n<li>Gi\u1ea3i th\u01b0\u1edfng b\u1ed3i th\u01b0\u1eddng<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>V\u00ed d\u1ee5 th\u1ef1c t\u1ebf:<\/strong> B\u1ea1n \u0111ang h\u1ed7 tr\u1ee3 m\u1ed9t kh\u00e1ch h\u00e0ng c\u00f3 v\u1ea5n \u0111\u1ec1 v\u1ec1 kh\u1ea3 n\u0103ng di chuy\u1ec3n v\u00e0 v\u00f4 t\u00ecnh \u0111\u1ec3 xe l\u0103n c\u1ee7a h\u1ecd \u1edf v\u1ecb tr\u00ed khi\u1ebfn m\u1ed9t th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh v\u1ea5p ng\u00e3 v\u00e0 g\u00e3y c\u1ed5 tay. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 s\u1ebd chi tr\u1ea3 chi ph\u00ed y t\u1ebf, thu nh\u1eadp b\u1ecb m\u1ea5t v\u00e0 chi ph\u00ed b\u00e0o ch\u1eefa ph\u00e1p l\u00fd cho b\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u: $5 tri\u1ec7u<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>N\u1ed9i dung bao g\u1ed3m:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c khi\u1ebfu n\u1ea1i v\u1ec1 s\u1ef1 c\u1ea9u th\u1ea3 chuy\u00ean m\u00f4n ho\u1eb7c sai s\u00f3t<\/li>\n\n\n\n<li>C\u00e1o bu\u1ed9c vi ph\u1ea1m ngh\u0129a v\u1ee5 ngh\u1ec1 nghi\u1ec7p<\/li>\n\n\n\n<li>Vi\u1ec7c kh\u00f4ng cung c\u1ea5p ch\u0103m s\u00f3c ph\u00f9 h\u1ee3p<\/li>\n\n\n\n<li>L\u1eddi khuy\u00ean sai ho\u1eb7c l\u1ed7i trong t\u00e0i li\u1ec7u<\/li>\n\n\n\n<li>Chi ph\u00ed ph\u00e1p l\u00fd v\u00e0 chi ph\u00ed \u0111i\u1ec1u tra<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>V\u00ed d\u1ee5 th\u1ef1c t\u1ebf:<\/strong> M\u1ed9t kh\u00e1ch h\u00e0ng cho r\u1eb1ng vi\u1ec7c b\u1ea1n kh\u00f4ng tu\u00e2n th\u1ee7 c\u00e1c k\u1ef9 thu\u1eadt chuy\u1ec3n giao trong k\u1ebf ho\u1ea1ch ch\u0103m s\u00f3c c\u1ee7a h\u1ecd \u0111\u00e3 d\u1eabn \u0111\u1ebfn m\u1ed9t v\u1ee5 ng\u00e3 g\u00e2y th\u01b0\u01a1ng t\u00edch. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p s\u1ebd chi tr\u1ea3 cho vi\u1ec7c \u0111i\u1ec1u tra khi\u1ebfu n\u1ea1i, \u0111\u1ea1i di\u1ec7n ph\u00e1p l\u00fd v\u00e0 b\u1ea5t k\u1ef3 kho\u1ea3n b\u1ed3i th\u01b0\u1eddng n\u00e0o.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n (B\u1ea3o v\u1ec7 thu nh\u1eadp)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi c\u00e1 nh\u00e2n kinh doanh \u0111\u1ed9c l\u1eadp\/nh\u00e2n vi\u00ean h\u1ee3p \u0111\u1ed3ng<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>N\u1ed9i dung bao g\u1ed3m:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ed3i th\u01b0\u1eddng thu nh\u1eadp h\u00e0ng tu\u1ea7n n\u1ebfu b\u1ea1n kh\u00f4ng th\u1ec3 l\u00e0m vi\u1ec7c do ch\u1ea5n th\u01b0\u01a1ng.<\/li>\n\n\n\n<li>Chi ph\u00ed y t\u1ebf v\u00e0 ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng<\/li>\n\n\n\n<li>Tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n cho tr\u01b0\u1eddng h\u1ee3p t\u00e0n t\u1eadt v\u0129nh vi\u1ec5n<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i t\u1eed vong cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng c\u1ee7a b\u1ea1n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>T\u1ea1i sao b\u1ea1n c\u1ea7n n\u00f3:<\/strong> Kh\u00e1c v\u1edbi nh\u00e2n vi\u00ean c\u00f3 b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng lao \u0111\u1ed9ng, ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ef1 do kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m t\u1ef1 \u0111\u1ed9ng n\u1ebfu b\u1ecb th\u01b0\u01a1ng. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u1ea3m b\u1ea3o b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 thanh to\u00e1n c\u00e1c h\u00f3a \u0111\u01a1n v\u00e0 chi ph\u00ed kinh doanh trong th\u1eddi gian ph\u1ee5c h\u1ed3i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">M\u1ee9c b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Lo\u1ea1i b\u1ea3o hi\u1ec3m<\/th><th>Y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u<\/th><th>T\u1ea1i sao l\u1ea1i l\u00e0 s\u1ed1 ti\u1ec1n n\u00e0y?<\/th><\/tr><\/thead><tbody><tr><td>Tr\u00e1ch nhi\u1ec7m c\u00f4ng c\u1ed9ng<\/td><td>$10 tri\u1ec7u<\/td><td>Y\u00eau c\u1ea7u ti\u00eau chu\u1ea9n NDIS \u2013 c\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng th\u01b0\u01a1ng t\u00edch nghi\u00eam tr\u1ecdng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng v\u01b0\u1ee3t qu\u00e1 $1M.<\/td><\/tr><tr><td>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p<\/td><td>1.000.000.000.000.000.000.000.000.000.<\/td><td>\u1ee6y ban Ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 B\u1ea3o v\u1ec7 NDIS quy \u0111\u1ecbnh m\u1ee9c t\u1ed1i thi\u1ec3u \u2013 c\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng do s\u01a1 su\u1ea5t g\u00e2y ra t\u1ed5n th\u01b0\u01a1ng v\u0129nh vi\u1ec5n l\u00e0 \u0111\u00e1ng k\u1ec3.<\/td><\/tr><tr><td>Tai n\u1ea1n c\u00e1 nh\u00e2n<\/td><td>Ph\u00f9 h\u1ee3p v\u1edbi thu nh\u1eadp c\u1ee7a b\u1ea1n<\/td><td>N\u00ean bao g\u1ed3m thu nh\u1eadp th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n c\u1ed9ng v\u1edbi chi ph\u00ed kinh doanh trong qu\u00e1 tr\u00ecnh ph\u1ee5c h\u1ed3i.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Quan tr\u1ecdng:<\/strong> Kh\u00f4ng n\u00ean mua b\u1ea3o hi\u1ec3m v\u1edbi m\u1ee9c b\u1ea3o hi\u1ec3m qu\u00e1 th\u1ea5p \u0111\u1ec3 ti\u1ebft ki\u1ec7m chi ph\u00ed. M\u1ed9t ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p tr\u1ecb gi\u00e1 $1 tri\u1ec7u \u0111\u1ed3ng l\u00e0 KH\u00d4NG \u0110\u1ee6 v\u00e0 s\u1ebd kh\u00f4ng \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u tu\u00e2n th\u1ee7 NDIS. C\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng cho c\u00e1c ch\u1ea5n th\u01b0\u01a1ng nghi\u00eam tr\u1ecdng ho\u1eb7c nhu c\u1ea7u ch\u0103m s\u00f3c l\u00e2u d\u00e0i th\u01b0\u1eddng v\u01b0\u1ee3t qu\u00e1 $1 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Chi ph\u00ed l\u00e0 bao nhi\u00eau?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Chi ph\u00ed \u01b0\u1edbc t\u00ednh cho ph\u1ea1m vi b\u1ea3o hi\u1ec3m tu\u00e2n th\u1ee7 \u0111\u00fang ti\u00eau chu\u1ea9n NDIS:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 ($10M) + B\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng ngh\u1ec1 nghi\u1ec7p ($5M): $35-45 m\u1ed7i th\u00e1ng<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n n\u00e0y l\u00e0 thi\u1ebft y\u1ebfu v\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u NDIS. Gi\u00e1 ch\u00ednh x\u00e1c ph\u1ee5 thu\u1ed9c v\u00e0o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Thu nh\u1eadp h\u00e0ng n\u0103m\/doanh thu c\u1ee7a b\u1ea1n<\/li>\n\n\n\n<li>C\u00e1c lo\u1ea1i d\u1ecbch v\u1ee5 b\u1ea1n cung c\u1ea5p (c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u00f3 r\u1ee7i ro cao c\u00f3 chi ph\u00ed cao h\u01a1n)<\/li>\n\n\n\n<li>L\u1ecbch s\u1eed khi\u1ebfu n\u1ea1i c\u1ee7a b\u1ea1n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n (B\u1ea3o v\u1ec7 thu nh\u1eadp): Ph\u1ee5 ph\u00ed $15-40 m\u1ed7i th\u00e1ng<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u00f9y thu\u1ed9c v\u00e0o m\u1ee9c thu nh\u1eadp v\u00e0 \u0111\u1ed9 tu\u1ed5i c\u1ee7a b\u1ea1n.<\/li>\n\n\n\n<li>N\u00ean \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh ph\u00f9 h\u1ee3p v\u1edbi thu nh\u1eadp th\u1ef1c t\u1ebf c\u1ee7a b\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n: Kho\u1ea3ng $50-85 m\u1ed7i th\u00e1ng<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0110\u00f3 l\u00e0 \u00edt h\u01a1n 21.000 USD so v\u1edbi thu nh\u1eadp h\u00e0ng n\u0103m c\u1ee7a m\u1ed9t nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 th\u00f4ng th\u01b0\u1eddng.<\/strong> \u2013 M\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 nh\u1ecf cho s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n v\u00e0 s\u1ef1 an t\u00e2m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0110\u0103ng k\u00fd b\u1ea3o hi\u1ec3m qua BizCover<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang t\u00f4i \u0111\u00e3 h\u1ee3p t\u00e1c v\u1edbi <strong>BizCover<\/strong> Cung c\u1ea5p b\u1ea3o hi\u1ec3m \u0111\u01a1n gi\u1ea3n h\u00f3a cho nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi khuy\u1ebft t\u1eadt. BizCover chuy\u00ean cung c\u1ea5p b\u1ea3o hi\u1ec3m NDIS v\u00e0 cung c\u1ea5p:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u00e1o gi\u00e1 tr\u1ef1c tuy\u1ebfn ngay l\u1eadp t\u1ee9c trong v\u00e0i ph\u00fat<\/li>\n\n\n\n<li>C\u00e1c g\u00f3i d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p c\u00e1 nh\u00e2n.<\/li>\n\n\n\n<li>T\u1ea5t c\u1ea3 ba lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c g\u00f3i g\u1ecdn trong m\u1ed9t g\u00f3i.<\/li>\n\n\n\n<li>C\u00e1c t\u00f9y ch\u1ecdn thanh to\u00e1n h\u00e0ng th\u00e1ng c\u00f3 s\u1eb5n<\/li>\n\n\n\n<li>Gi\u1ea5y ch\u1ee9ng nh\u1eadn gi\u00e1 tr\u1ecb ti\u1ec1n t\u1ec7 \u0111\u01b0\u1ee3c giao ngay l\u1eadp t\u1ee9c<\/li>\n\n\n\n<li>Cam k\u1ebft kh\u1edbp gi\u00e1<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 ngay:<\/strong> <a href=\"https:\/\/insure.bizcover.com.au\/OccupationSelection?gtm4wp_product_data=%7B%22internal_id%22%3A8955%2C%22item_id%22%3A8955%2C%22item_name%22%3A%22Insurance+for+Sole+Traders%22%2C%22sku%22%3A8955%2C%22price%22%3A0%2C%22stocklevel%22%3Anull%2C%22stockstatus%22%3A%22instock%22%2C%22google_business_vertical%22%3A%22retail%22%2C%22item_category%22%3A%22Insurance%22%2C%22id%22%3A8955%7D\" target=\"_blank\" rel=\"noopener\">Mua b\u1ea3o hi\u1ec3m cho c\u00e1 nh\u00e2n kinh doanh th\u00f4ng qua BizCover<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n \u0111\u1ec3 nh\u1eadn b\u00e1o gi\u00e1<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>S\u1ed1 \u0110\u0103ng k\u00fd Kinh doanh \u00dac (ABN) c\u1ee7a b\u1ea1n<\/li>\n\n\n\n<li>D\u1ef1 \u0111o\u00e1n thu nh\u1eadp h\u00e0ng n\u0103m c\u1ee7a b\u1ea1n<\/li>\n\n\n\n<li>M\u00f4 t\u1ea3 c\u00e1c d\u1ecbch v\u1ee5 m\u00e0 b\u1ea1n cung c\u1ea5p<\/li>\n\n\n\n<li>Th\u00f4ng tin chi ti\u1ebft v\u1ec1 nh\u00e2n vi\u00ean (n\u1ebfu c\u00f3)<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">To\u00e0n b\u1ed9 quy tr\u00ecnh ch\u1ec9 m\u1ea5t v\u00e0i ph\u00fat th\u1ef1c hi\u1ec7n tr\u1ef1c tuy\u1ebfn, v\u00e0 b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c Ch\u1ee9ng ch\u1ec9 Hi\u1ec7u l\u1ef1c ngay sau khi mua.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nh\u1eefng y\u1ebfu t\u1ed1 c\u1ea7n xem x\u00e9t khi l\u1ef1a ch\u1ecdn ch\u00ednh s\u00e1ch<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>B\u1ea3o hi\u1ec3m cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u1ee5 th\u1ec3 c\u1ee7a b\u1ea1n<\/strong> \u2013 Ki\u1ec3m tra xem ch\u00ednh s\u00e1ch c\u1ee7a b\u1ea1n c\u00f3 r\u00f5 r\u00e0ng bao g\u1ed3m c\u00e1c lo\u1ea1i c\u00f4ng vi\u1ec7c h\u1ed7 tr\u1ee3 m\u00e0 b\u1ea1n cung c\u1ea5p (ch\u0103m s\u00f3c c\u00e1 nh\u00e2n, h\u1ed7 tr\u1ee3 d\u00f9ng thu\u1ed1c, ti\u1ebfp c\u1eadn c\u1ed9ng \u0111\u1ed3ng, v.v.) hay kh\u00f4ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Kh\u00f4ng c\u00f3 ngo\u1ea1i l\u1ec7 \u0111\u00e1ng ng\u1ea1c nhi\u00ean<\/strong> \u2013 \u0110\u1ecdc k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng ho\u1eb7c t\u00ecnh hu\u1ed1ng kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>B\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c h\u1ed3i t\u1ed1<\/strong> \u2013 B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p n\u00ean bao g\u1ed3m c\u00e1c s\u1ef1 c\u1ed1 x\u1ea3y ra tr\u01b0\u1edbc khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c nh\u01b0ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng trong th\u1eddi gian hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>H\u1ed7 tr\u1ee3 ph\u00e1p l\u00fd bao g\u1ed3m<\/strong> \u2013 Nhi\u1ec1u ch\u00ednh s\u00e1ch bao g\u1ed3m quy\u1ec1n truy c\u1eadp v\u00e0o t\u01b0 v\u1ea5n ph\u00e1p l\u00fd khi b\u1ea1n c\u1ea7n th\u00f4ng b\u00e1o v\u1ec1 m\u1ed9t y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng ti\u1ec1m n\u0103ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Quy tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng \u0111\u01a1n gi\u1ea3n<\/strong> \u2013 BizCover cung c\u1ea5p d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 b\u1ed3i th\u01b0\u1eddng chuy\u00ean bi\u1ec7t cho ng\u01b0\u1eddi lao \u0111\u1ed9ng NDIS.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n s\u1ebd c\u1ea7n m\u1ed9t <strong>Gi\u1ea5y ch\u1ee9ng nh\u1eadn hi\u1ec7u l\u1ef1c<\/strong> Hi\u1ec3n th\u1ecb:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u00ean ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m v\u00e0 M\u00e3 s\u1ed1 doanh nghi\u1ec7p (ABN)<\/li>\n\n\n\n<li>Lo\u1ea1i b\u1ea3o hi\u1ec3m v\u00e0 m\u1ee9c b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>Ng\u00e0y b\u1eaft \u0111\u1ea7u v\u00e0 k\u1ebft th\u00fac c\u1ee7a ch\u00ednh s\u00e1ch<\/li>\n\n\n\n<li>Th\u00f4ng tin v\u1ec1 c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Gi\u1eef c\u1ea3 b\u1ea3n sao k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 b\u1ea3n sao v\u1eadt l\u00fd. B\u1ea1n c\u00f3 th\u1ec3 c\u1ea7n cung c\u1ea5p b\u1ea3n sao n\u00e0y cho:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c ki\u1ec3m to\u00e1n vi\u00ean NDIS trong qu\u00e1 tr\u00ecnh \u0111\u0103ng k\u00fd ho\u1eb7c ki\u1ec3m to\u00e1n.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi tham gia tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a b\u1ea1n<\/li>\n\n\n\n<li>C\u00e1c c\u01a1 quan ho\u1eb7c n\u1ec1n t\u1ea3ng m\u00e0 b\u1ea1n l\u00e0m vi\u1ec7c th\u00f4ng qua<\/li>\n\n\n\n<li>\u0110\u1ed9i ng\u0169 \u0111i\u1ec1u ph\u1ed1i h\u1ed7 tr\u1ee3<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: T\u00f4i ch\u1ec9 l\u00e0m vi\u1ec7c v\u00e0i gi\u1edd m\u1ed7i tu\u1ea7n. T\u00f4i c\u00f3 c\u1ea7n mua b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/strong> \u0110\u00fang. C\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng kh\u00f4ng d\u1ef1a tr\u00ean s\u1ed1 gi\u1edd l\u00e0m vi\u1ec7c \u2013 ngay c\u1ea3 m\u1ed9t s\u1ef1 c\u1ed1 duy nh\u1ea5t c\u0169ng c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ed9t y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng \u0111\u00e1ng k\u1ec3 \u0111\u1ed1i v\u1edbi b\u1ea1n. Chi ph\u00ed l\u00e0 nh\u01b0 nhau cho d\u00f9 b\u1ea1n l\u00e0m vi\u1ec7c 5 hay 40 gi\u1edd m\u1ed7i tu\u1ea7n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: T\u00f4i c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1eb1ng c\u00e1ch ch\u1ecdn m\u1ee9c b\u1ea3o hi\u1ec3m th\u1ea5p h\u01a1n nh\u01b0 $1M b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p kh\u00f4ng?<\/strong> S\u1ed1 $1 tri\u1ec7u b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p KH\u00d4NG \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u c\u1ee7a NDIS. M\u1ee9c t\u1ed1i thi\u1ec3u l\u00e0 $5 tri\u1ec7u, v\u00e0 s\u1ef1 ch\u00eanh l\u1ec7ch gi\u00e1 ch\u1ec9 l\u00e0 v\u00e0i \u0111\u00f4 la m\u1ed7i th\u00e1ng \u2013 ho\u00e0n to\u00e0n kh\u00f4ng \u0111\u00e1ng \u0111\u1ec3 ch\u1ea5p nh\u1eadn r\u1ee7i ro b\u1ecb kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m ho\u1eb7c kh\u00f4ng tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: T\u00f4i c\u00f3 th\u1ec3 chia s\u1ebb b\u1ea3o hi\u1ec3m v\u1edbi m\u1ed9t nh\u00e2n vi\u00ean h\u1ed7 tr\u1ee3 kh\u00e1c kh\u00f4ng?<\/strong> S\u1ed1. B\u1ea3o hi\u1ec3m n\u00e0y ch\u1ec9 \u00e1p d\u1ee5ng cho ABN c\u1ee7a b\u1ea1n v\u00e0 kh\u00f4ng bao g\u1ed3m c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a ng\u01b0\u1eddi kh\u00e1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: N\u1ebfu t\u00f4i \u0111\u1ec3 b\u1ea3o hi\u1ec3m h\u1ebft h\u1ea1n th\u00ec s\u1ebd x\u1ea3y ra \u0111i\u1ec1u g\u00ec?<\/strong> B\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m cho b\u1ea5t k\u1ef3 s\u1ef1 c\u1ed1 n\u00e0o x\u1ea3y ra trong th\u1eddi gian gi\u00e1n \u0111o\u1ea1n, ngay c\u1ea3 khi b\u1ea1n gia h\u1ea1n sau \u0111\u00f3. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 m\u1ea5t tr\u1ea1ng th\u00e1i \u0111\u0103ng k\u00fd NDIS c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>C\u00e2u h\u1ecfi: B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00e1 nh\u00e2n c\u1ee7a t\u00f4i c\u00f3 bao g\u1ed3m vi\u1ec7c v\u1eadn chuy\u1ec3n kh\u00e1ch h\u00e0ng kh\u00f4ng?<\/strong> Th\u01b0\u1eddng th\u00ec kh\u00f4ng. B\u1ea1n c\u1ea7n b\u1ea3o hi\u1ec3m xe c\u01a1 gi\u1edbi th\u01b0\u01a1ng m\u1ea1i n\u1ebfu b\u1ea1n th\u01b0\u1eddng xuy\u00ean v\u1eadn chuy\u1ec3n kh\u00e1ch h\u00e0ng \u0111\u1ec3 nh\u1eadn ti\u1ec1n. BizCover c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n th\u00eam g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q: T\u00f4i c\u00f3 th\u1ec3 thanh to\u00e1n h\u00e0ng th\u00e1ng thay v\u00ec h\u00e0ng n\u0103m kh\u00f4ng?<\/strong> \u0110\u00fang v\u1eady, BizCover cung c\u1ea5p c\u00e1c t\u00f9y ch\u1ecdn thanh to\u00e1n h\u00e0ng th\u00e1ng, gi\u00fap b\u1ea3o hi\u1ec3m tr\u1edf n\u00ean d\u1ec5 ti\u1ebfp c\u1eadn h\u01a1n \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ef1 do c\u00f3 thu nh\u1eadp kh\u00f4ng \u1ed5n \u0111\u1ecbnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>C\u00e2u h\u1ecfi: B\u1ea3o hi\u1ec3m c\u00f3 \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb thu\u1ebf kh\u00f4ng?<\/strong> \u0110\u00fang. B\u1ea3o hi\u1ec3m doanh nghi\u1ec7p th\u01b0\u1eddng \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb thu\u1ebf nh\u01b0 m\u1ed9t chi ph\u00ed kinh doanh. H\u00e3y tham kh\u1ea3o \u00fd ki\u1ebfn c\u1ee7a k\u1ebf to\u00e1n vi\u00ean c\u1ee7a b\u1ea1n \u0111\u1ec3 bi\u1ebft chi ti\u1ebft c\u1ee5 th\u1ec3 v\u1ec1 tr\u01b0\u1eddng h\u1ee3p c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nh\u1eafc nh\u1edf cu\u1ed1i c\u00f9ng<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t y\u00eau c\u1ea7u tu\u00e2n th\u1ee7 \u2013 \u0111\u00f3 l\u00e0 m\u1ea1ng l\u01b0\u1edbi an to\u00e0n t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. V\u1edbi m\u1ee9c ph\u00ed ch\u1ec9 $35-45 m\u1ed7i th\u00e1ng cho g\u00f3i b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n, kh\u00f4ng c\u00f3 l\u00fd do g\u00ec \u0111\u1ec3 kh\u00f4ng mua b\u1ea3o hi\u1ec3m ho\u1eb7c mua b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u1ee7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Chi ph\u00ed c\u1ee7a vi\u1ec7c KH\u00d4NG c\u00f3 b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n \u0111\u1ed1i v\u1edbi c\u00e1c khi\u1ebfu n\u1ea1i: $100K \u2013 $2M+<\/li>\n\n\n\n<li>Chi ph\u00ed b\u00e0o ch\u1eefa ph\u00e1p l\u00fd: $50K \u2013 $500K<\/li>\n\n\n\n<li>M\u1ea5t quy\u1ec1n l\u00e0m vi\u1ec7c NDIS (Ki\u1ec3m tra s\u00e0ng l\u1ecdc ng\u01b0\u1eddi lao \u0111\u1ed9ng)<\/li>\n\n\n\n<li>Kh\u00f4ng th\u1ec3 l\u00e0m vi\u1ec7c v\u1edbi h\u1ea7u h\u1ebft c\u00e1c th\u00e0nh vi\u00ean tham gia.<\/li>\n\n\n\n<li>Kh\u1ea3 n\u0103ng ph\u00e1 s\u1ea3n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Chi ph\u00ed \u0111\u1ec3 c\u00f3 b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7: $35-45\/th\u00e1ng<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u nh\u1eadn kh\u00e1ch h\u00e0ng, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n \u0111\u00e3 c\u00f3:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (t\u1ed1i thi\u1ec3u 10 tri\u1ec7u \u0111\u1ed3ng)<\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p (t\u1ed1i thi\u1ec3u $5 tri\u1ec7u)<\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n (n\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ef1 do)<\/li>\n\n\n\n<li>Gi\u1ea5y ch\u1ee9ng nh\u1eadn hi\u1ec7u l\u1ef1c cho t\u1eebng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>L\u1ecbch nh\u1eafc nh\u1edf \u0111\u00e3 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp cho c\u00e1c ng\u00e0y gia h\u1ea1n.<\/li>\n\n\n\n<li><strong>S\u1eb5n s\u00e0ng \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7?<\/strong> <a href=\"https:\/\/insure.bizcover.com.au\/OccupationSelection?utm_source=WCSWINSURANCE\" target=\"_blank\" rel=\"noopener\">Nh\u1eadn ngay b\u1ea3o hi\u1ec3m t\u1eeb BizCover ngay b\u00e2y gi\u1edd<\/a><\/li>\n<\/ul>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns13858_1f7d2a-88{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns13858_1f7d2a-88 .kt-button{font-weight:normal;font-style:normal;}.kt-btns13858_1f7d2a-88 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns13858_1f7d2a-88 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns13858_1f7d2a-88 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns13858_1f7d2a-88 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns13858_1f7d2a-88 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns13858_1f7d2a-88 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns13858_1f7d2a-88 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns13858_1f7d2a-88\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn13858_de8ba9-36.kb-button{width:initial;}<\/style><span class=\"kb-button kt-button button kb-btn13858_de8ba9-36 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn\"><span class=\"kt-btn-inner-text\">Mua b\u1ea3o hi\u1ec3m &gt;<\/span><\/span><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>Why Do I Need Insurance? As a disability support worker, you&#8217;re responsible for the wellbeing of vulnerable individuals in various settings &#8211; homes, community venues, and care facilities. Even with the best training and intentions, accidents can happen: Without proper insurance, you&#8217;d be personally liable for compensation claims, legal fees, and medical costs &#8211; potentially&#8230;<\/p>","protected":false},"author":196713191,"featured_media":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"doc_category":[1353604,1353605],"doc_tag":[],"class_list":["post-13858","docs","type-docs","status-publish","hentry","doc_category-individual-checks","doc_category-support-worker-plans"],"year_month":"2026-10","word_count":1211,"total_views":"7","reactions":{"happy":"0","normal":"0","sad":"0"},"author_info":{"name":"ki\u1ec3m tra c\u00f4ng nh\u00e2n","author_nicename":"workerchecks","author_url":"https:\/\/workerchecks.com\/vi\/author\/workerchecks\/"},"doc_category_info":[{"term_name":"Individual Checks","term_url":"https:\/\/workerchecks.com\/vi\/docs-category\/individual-checks\/"},{"term_name":"Support Worker Plans","term_url":"https:\/\/workerchecks.com\/vi\/docs-category\/support-worker-plans\/"}],"doc_tag_info":[],"knowledge_base_info":[],"knowledge_base_slug":[],"_links":{"self":[{"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/docs\/13858","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/users\/196713191"}],"replies":[{"embeddable":true,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/comments?post=13858"}],"version-history":[{"count":0,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/docs\/13858\/revisions"}],"wp:attachment":[{"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/media?parent=13858"}],"wp:term":[{"taxonomy":"doc_category","embeddable":true,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/doc_category?post=13858"},{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/workerchecks.com\/vi\/wp-json\/wp\/v2\/doc_tag?post=13858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}